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Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

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Blog Post | Transportation

Why Is Our Infrastructure So Terrible? | Sean Doyle

America is facing a $1.4 trillion infrastructure funding crisis. This isn't some distant problem; it's already having a real effect on everyday Americans.

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Blog Post | Transportation

Good Things Come to Those On Bikes | Sean Doyle

Pull the bike out of the closet, pump up those tires, and dust off the helmet because it's Bike to Work Week!

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Blog Post | Consumer Protection

You might not know this about overdraft fees | Kathryn Lee

Did your bank sell you on the idea that it’s embarrassing for you to have your debit card declined for a $3 cup of coffee, and that you should pay them $35 each time for “overdraft protection”? Those big fees are what’s embarrassing. Unless you say yes to allow fees, you cannot be charged for over-drafting your debit card.

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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News Release | RIPIRG | Food

Representative Jeff Flake Introduces REAPS Act

Statement of RIPIRG Federal Legislative Office Director Gary Kalman on the introduction of the Reducing the Deficit through Eliminating Agriculture Direct Payment Subsidies Act.

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News Release | RIPIRG | Financial Reform

Senator Carl Levin Introduces Stop Tax Haven Abuse Act

Statement of RIPIRG Federal Legislative Office Director Gary Kalman on the introduction of the Stop Tax Haven Abuse Act.

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News Release | RIPIRG | Food

House Committee Approves Cut to Agriculture Subsidies

Statement of RIPIRG Public Health Advocate Elizabeth Hitchcock on the House Appropriations Committee’s vote to approve an amendment to the 2012 Agriculture appropriations bill  to limit agriculture subsidies called direct payments to farmers with adjusted gross incomes lower than $250,000.

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News Release | RIPIRG | Food

Obama Budget Proposes Important First Cuts to Ag Subsidies

Statement of RIPIRG Federal Public Health Advocate Elizabeth Hitchcock on the President’s proposed 2012 budget, which includes more than $1 billion in cuts over five years to agriculture subsidies that are achieved by reducing the cap on Department of Agriculture direct payments and tightening eligibility standards.

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News Release | RIPIRG | Food

Cutting Ag Subsidies Key to Implementing USDA’s Dietary Recommendations

Statement of Elizabeth Hitchcock, RIPIRG Federal Public Health Advocate on the USDA’s announcement of new Dietary Guidelines for Americans.

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