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Report | RIPIRG | Higher Ed

Cutting Interest Rates, Lowering Student Debt Updated

In 21st century America, a college education is critical for individual success and the strength of our nation. Higher education is associated with better health, greater wealth and more vibrant civic participation, as well national economic competitiveness in today’s global environment. As the need for a college degree has grown, however, so has the cost of obtaining that education. The result is increased reliance on loans to pay for college.

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News Release | RIPIRG | Transportation

House Legislation Joins Senate in Boosting Rail Travel

While rail ridership increased by record numbers, House legislation introduced late last week would invest $14.4 billion to promote rail travel, relieve bottlenecks and begin investment in a new generation of high speed rail. The Passenger Rail Investment and Improvement Act of 2008 (HR 6003) would invest $14.4 billion over five years.

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News Release | RIPIRG | Democracy

Court ID Decision Burden to Students

Today’s U.S. Supreme Court decision in Crawford v. Marion County Election Board upholds an Indiana state law that requires voters to present a state issued photo identification. In a 6 to 3 decision, the Court determined that voter fraud takes precedence over burdens the law places on voters.

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News Release | RIPIRG | Consumer Protection

Students Support Fair Campus Credit Card Marketing Principles

Students overwhelmingly support limits on campus credit card marketing, according to the results of a nationwide RIPIRG survey of more than 1,500 students at 40 colleges in 14 states.

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Report | RIPIRG | Consumer Protection

The Campus Credit Card Trap

Credit card lending is enormously profitable. According to annual Federal Reserve Board of Governors’ (FRB) Reports to Congress, it is the most profitable form of banking. But the credit card industry is saturated. The average adult had nearly five credit cards in 2006 and the average household received 5.7 credit card solicitations monthly in 2004, according to the 2007 FRB report.1 Banks seeking even greater profits from credit cards have several options.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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